Review: Have you just received a preapproved card offer through the mail? Well, it can seem to be exciting because your credit score may be good enough to be qualified.

However, banks and credit card companies often do it for advertisements. No doubt, you can get approved for the credit card but only after responding to that offer and applying for the credit card. Pre-Qualify Letter can be mailed at your address in which you will get an invitation that you are preapproved for credit card at a low-interest rate.

What else can anyone need than a card with a low APR rate, less annual fee, interest-free transactions, and easy loans and payments? – Best Capital One Cards – Review

Following are the top-rated capital one credit, business, and Mastercard that you can apply for and get the best cashback offers and rewards.

  • Capital One Quicksilver Cash Rewards Credit Card
  • Savor Card Rewards Credit Card
  • Venture Rewards Credit Card
  • Capital One Secured Mastercard
  • Spark Cash for Business
  • Journey Student Rewards from Capital One

Capital One Credit Cards Associated With GetMyOffer Promotion

  • Venture Rewards Credit Card
  • Savor Cash Rewards Credit Card (new in 2018)
  • Quicksilver Cash Rewards Credit Card
  • VentureOne Rewards Credit Card
  • Platinum Credit Card
  • QuicksilverOne Cash Rewards Credit Card

Perks And Rewards

You are lucky that you have been selected for the pre-qualification of Capital One credit card

If your application gets qualified, then you will get the following perks and benefits from the credit cards:

  • 0% fraud liability
  • Regular APR rate 17.24% – 24.49%
  • Credit line can be increased after 5months regular payments
  • Account protection alerts
  • Unlimited cash back rewards without any expiration
  • Easy to redeem reward points with which you can shop.
  • Introductory bonus of 50,000 miles on spending $3,000 during the first three months.
  • 4% cashback on dining and entertainment, 2% at grocery stores1 and 1% on all other purchases.
  • Extended warranty protection
  • No foreign transaction fees
  • Travel accident insurance
  • Auto rental collision damage waiver

Eligibility Criteria For Capital One Credit Card

Capital one credit cards are not just any cards. So, if you are getting a Getmyoffer Pre-Qualify letter through the mail, consider yourself very lucky.

However, it is not essential that they have decided to provide you with the card. You will have to fulfill all the requirements, otherwise, you can get disqualified even after getting a pre-approval mail. Before responding to the Getmyoffer mail, make sure you are eligible.

  1. You need to have a good credit score ranging between 650 to 700 and above.
  2. You must meet the age limit that is 18 years.
  3. You should be a permanent citizen of the United States.
  4. You should not be involved in bankruptcy or indebted for payment with some other company. Maintaining a good credit history is mandatory.
  5. You must not apply for any other credit card when you have submitted your application for a Capital One credit card.
  6. You must have an identity card and a valid social security number.

How to Apply – Application

Applying For Capital One Credit Card Application Online – Login

If you have already got a prequalification letter through the mail, then applying for Capital becomes easier. Follow these simple steps and you are good to go:

  1. In your mailing letter, you will receive a reservation number consisting of 16 digits and an access code of 6 digits.
  2. Visit and enter the reservation number and code in the required fields.
  3. Continue to the next page and fill the application form.
  4. You will be required to provide all your personal and financial information the form including your name, address, email address, state, city, zip code, income, bank details, and SSN.
  5. You will receive a confirmation email that your application is successfully submitted and received.
  6. You can also check the approval status and card status after approval by signing in your Capital One account.

Apply For A Credit Card Through Phone – 1-877-383-4802

If you currently do not have direct access or your internet or your account, you can always count on the exceptional customer support services of Capital One. Dial 1-800-695-5500 or (1-877-383-4802), and keep your documents with you.

Provide them with all the information they ask for and your application will be submitted as soon as you fill the requirements. If you are a Spanish speaking US resident with legal citizenship, you can also receive mail.

Without activating your getmyoffer card, you cannot use it for paying bills, making shopping, and transferring payments. Activating CapitalOne card is very easy.

You can activate your capital one credit card or mastercard online through capital one login, through mail (US postal service) or on capital one phone number.

Paying Capital One Credit Card Payments

Making payments of your capital one credit card dues on time is very important for your credit score and credit history. If not paying on time, you may have to bear late payment fee and interest rate on your principle amount.

However, if you keep making payments of your getmyoffer card on time, due to good credit score, you may get some extra perks, benefits, gift card and rewards.

Moreover, you can apply for high score credit cards with almost 0 interest rate and credit limit more than your imagination. So, are you ready to get most out of your card?

The following are the three major ways through which you can bill pay your Capital One credit card bill payments.

Online Payment Login

  1. Visit and login to your account.
  2. In case you have forgotten your username or password, click on the “forgot username & password” tab and redeem your information.
  3. Sign in your account and search for the ‘make a payment page.
  4. On opening the page, you will have to enter your credit card number, security code, account number, bank name, payment date, and payable amount.
  5. Enter all the information and submit your payment. As soon as you receive your confirmation message, you can check the account balance through your account.

Make Capital One Through Phone Number

The customer support team of Capital One is active 24/7 for assisting its customers with queries and other issues. So, if you are not a fan of making your payments online, call 800-227-4825 and make the process easier.

Payment on Mailing Address

Capital One

Attn: Payment Processing

PO Box 71083

Charlotte, NC 28272-1083


Capital One

Attn: Payment Processing

6125 Lakeview Rd

Suite 800

Charlotte, NC 28269

Credit Limit Increase

Although the initial credit limit of Capital One credit card is $300, you can increase that limit to $500 and $1500 by paying 5 times at the right payment date.

However, if you have an excellent credit and FICO score, you can expect an instant credit limit increase. You will need the following things to apply for a credit limit increase:

  • Capital One account number
  • Total annual income
  • Employment status (unemployed or employed)
  • Monthly mortgage or rent payment
  • Gov benefit amount (i.e. Veterans Affairs payment)

Customer Support Services

The following are the details through which you can easily connect to the customer support team for any query, information, or reporting.

CapitalOne Phone Numbers

Customer Service:

1-800-CAPITAL (1-800-227-4825) (For servicing of existing accounts only)

Outside the US, call collect:


Online banking support:


Fraud Protection:

1-800-427-9428 or 1-800-239-7054

International collect calls to report a lost or stolen card:


Secured Card Make an initial deposit:


Report death of a cardholder:


Small Business credit card:


Opt-out of marketing solicitations:


Questions about rewards associated with a Capital One branded credit card can be directed to


Mailing Addresses

Mail General Correspondence

Capital One

Attn: General Correspondence

P.O. Box 30285

Salt Lake City, UT 84130-0287

Investigate a Misapplied Payment

Capital One

Attn: Payment Investigations

P.O. Box 30287

Salt Lake City, UT 84130-0287

Dispute a Credit Card Charge

Capital One

Attn: Disputes

P.O. Box 30279

Salt Lake City, UT 84130-0279

Report Suspected Credit Card Fraud

Capital One

P.O. Box 30277

Salt Lake City, UT 84130-0277

Credit Card and Line of Credit General Correspondence

Capital One

Attn: General Correspondence

P.O. Box 30285

Salt Lake City, UT 84130-0285

Contact Through Social Media

However, the above contact detail is not the ideal way to use for questions in regards to the Get My Capital One Card Offer. For questions or concerns about targeting mail offers, simply visit Capital One’s contact page on their official website.


A happy mom, professional article writer, SEO practitioner, blogger, guest blogger & freelancer. She's in digital marketing since 2018. She loves reading books and spend time with her family. Reach her on Email or Facebook

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