Request For A Citi Credit Limit Increase at


Many of you are in the long run trying to increase your credit limit to enjoy your purchases more than before. The maximum spending amount allowed by your card issuer company is your credit limit. If you spend more than your credit limit, you can be charged and over the limit fee. However, it will only happen if you have allowed over the limit on your credit card.

Requesting a Citi Credit card limit can instantly boost your buying power and lower your credit utilization to up your credit score game.

Well, it is never too late to ask for a credit limit increase as long as you know the right time for it. Citi usually goes with a soft pull with an initial request to increase your limit.

However, if you demand a higher limit increase, you may have to face a hard pull and get denied if your creditworthiness doesn’t match their requirements. Let us show you how you can get a Citi credit card limit increase easily.

Why An Increased Credit Limit Is Important?

For some of you, a credit limit increase may ding your current FICO score because you will find it hard to pay off your bills with higher spending power. If you are smart enough to manage your finances the right way, no one can stop your credit score to reach an excellent level. A credit limit increase will not only increase your credit limit, but it gets easier for you to take loans.

If you don’t carry cash with you all the time, a credit card with a higher limit can help you make emergency payments.

Some Important Tips For A Increase

Make sure you are careful when requesting a Citi credit card limit increase. You don’t know what move of yours can offend the issuers to make them deny your request.

  • Never request a Citi limit increase if you have already applied for another card’s line increase.
  • Request for a Citi credit card limit increase when you get a raise or a highly-paid job.
  • Know about your credit history
  • Keep all your documents handy while applying for a credit limit increase.
  • Wait for a credit limit increase automatically if you are a regular on-time payer.
  • Don’t be desperate to ask for a higher limit. Be content with what they are offering to prevent a hard pull.
credit card limit

How To Request For A Citi Credit Limit Increase

There are different methods through which you can apply for a Citi credit card limit increase. The following details are the three major methods for requesting your increase.


  1. The first thing you have to do is visit to sign in to your account.
  2. Enter your username and password. It is better to click on “Remember my User ID” for easy signing in.
  3. In case you forget your password or username, click on the relevant link below the login box and reset your username or password.
  4. Once you have logged in to your account, look for the “Services” section.
  5. Select “Request a credit limit increase” in the card management section. Enter your annual income and monthly mortgage.
  6. Confirm your information and submit your request. If your request gets accepted, you will get a congratulatory notification. If you are not satisfied with the increase, you can request more.

Over The Phone

If you do not currently have a registered account or a stable internet connection, then you can request a credit limit increase over the phone. Dial 1-888-248-4226 and provide the customer representative with all the information needed.

Automatic Credit Limit Increase

The way you deal with your finances plays an important role in getting approved or denied for a Citi credit card limit increase. If you are a responsible cardholder who pays his bills on time and keeps his financial status updated, then you can get an automatic limit increase without any struggle. Just keep everything managed and you will get what you are waiting for.

Customer Support Services

Online Technical Assistance


TTY: 1-800-325-2865

Lost or Stolen Credit Cards or General Account Information


TTY: 1-800-325-2865

Outside the U.S. — Call Collect


Credit Card Application Status


TTY: 1-800-325-2865

Servicio al cliente español


TTY: 1-800-325-2865

Payments by Regular Mail

Citibank / Choice P.O. BOX 90010379 0 0 1 0 3 7 Louisville KY, 402904 0 2 9 0-10371 0 3 7

Payments by Regular Mail for Citi Business Cards and Thank You Rewards

CitiBusiness® Card P.O. BOX 90010379 0 0 1 0 3 7 Louisville KY, 402904 0 2 9 0-10371 0 3 7

Overnight Delivery / Express Payments

Citibank Express Payments 6716 6 7 1 6Grade Lane Building 9, Suite 910 Louisville, KY 402134 0 2 1 3

Overnight Delivery / Express Payments

CitiBusiness® Card Express Payments 6716 6 7 1 6Grade Lane Building 9, Suite 910 Louisville, KY 402134 0 2 1 3

General Correspondence

Citibank Customer Service P.O. Box 65006 5 0 0 Sioux Falls, SD 57117

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